@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-rotate-x:initial;--tw-rotate-y:initial;--tw-rotate-z:initial;--tw-skew-x:initial;--tw-skew-y:initial;--tw-outline-style:solid;--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}}}@layer theme{:root,:host{--font-sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring:where(:not(iframe)){outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.sr-only{clip-path:inset(50%);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.fixed{position:fixed}.container{width:100%}@media (min-width:40rem){.container{max-width:40rem}}@media (min-width:48rem){.container{max-width:48rem}}@media (min-width:64rem){.container{max-width:64rem}}@media (min-width:80rem){.container{max-width:80rem}}@media (min-width:96rem){.container{max-width:96rem}}.block{display:block}.hidden{display:none}.table{display:table}.transform{transform:var(--tw-rotate-x,) var(--tw-rotate-y,) var(--tw-rotate-z,) var(--tw-skew-x,) var(--tw-skew-y,)}.outline{outline-style:var(--tw-outline-style);outline-width:1px}.filter{filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}}:root{--green:#174f42;--green-dark:#123e34;--ink:#202e2a;--muted:#65716c;--line:#e2e8e3;--soft:#f5f7f3;--cream:#f0f2e9;--accent:#c9e4b6}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{color:var(--ink);-webkit-font-smoothing:antialiased;word-break:keep-all;background:#fff;margin:0;font-family:Arial,Malgun Gothic,Apple SD Gothic Neo,sans-serif;font-size:15px;line-height:1.7}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a,input,select,summary{touch-action:manipulation}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.5}a,button{transition:background .18s,color .18s,border-color .18s}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline-offset:4px;outline:3px solid #9d6b16}h1,h2,h3,p{margin:0}h1,h2,h3{letter-spacing:-.055em;line-height:1.4}h1{font-size:44px}h2{font-size:30px}h3{font-size:20px}p{color:var(--muted)}.container{max-width:1240px;margin:0 auto;padding-left:32px;padding-right:32px}.topbar{background:var(--green);color:#e8f0e9;text-align:center;letter-spacing:.01em;padding:7px 24px;font-size:11px}.topbar span{color:#d5e4d7;border-left:1px solid #6a8a7f;margin-left:22px;padding-left:22px}.header{border-bottom:1px solid var(--line);background:#fff}.header-inner{justify-content:space-between;align-items:center;gap:24px;height:88px;display:flex}.brand{letter-spacing:-1.5px;white-space:nowrap;align-items:center;gap:9px;font-size:26px;font-weight:800;display:flex}.brand-mark{background:var(--green);color:#fff;border-radius:11px;place-items:center;width:36px;height:36px;display:grid}.brand-en{letter-spacing:1.1px;color:#67766e;margin-left:3px;font-size:9px;font-weight:600}.desktop-nav{gap:29px;font-size:14px;font-weight:600;display:flex}.desktop-nav a:hover,.footer-links a:hover{color:#347c5e}.header-actions{align-items:center;gap:21px;display:flex}.icon-link{padding:8px;display:flex}.about-link{align-items:center;gap:7px;font-size:12px;display:flex}.mobile-menu{display:none}.hero{grid-template-columns:1.1fr 1fr;align-items:center;gap:40px;padding-top:56px;padding-bottom:56px;display:grid}.hero-label{color:var(--green);align-items:center;gap:8px;margin-bottom:25px;font-size:12px;font-weight:600;display:inline-flex}.hero-label>span{background:var(--green);border-radius:50%;width:6px;height:6px}.hero h1{letter-spacing:-3px;font-size:48px;font-weight:750;line-height:1.35}.hero em{color:var(--green);font-style:normal}.hero-copy>p{margin-top:23px;font-size:15px;line-height:1.9}.hero-buttons{flex-wrap:wrap;gap:10px;margin-top:29px;display:flex}.button{border:1px solid #0000;border-radius:6px;justify-content:center;align-items:center;gap:13px;min-height:48px;padding:12px 20px;font-size:13px;font-weight:650;display:inline-flex}.primary{background:var(--green);color:#fff}.primary:hover{background:var(--green-dark)}.secondary{background:#fff;border-color:#dce3dc}.secondary:hover{background:var(--soft)}.white{color:var(--green);background:#fff}.hero-assurance{color:#6c776f;gap:17px;margin-top:25px;font-size:10px;display:flex}.hero-assurance span{align-items:center;gap:4px;display:flex}.hero-assurance svg{color:var(--green)}.hero-visual{background:#e1e6dc;border-radius:12px;height:410px;position:relative;overflow:hidden}.hero-visual>img{object-fit:cover}.photo-shade{background:linear-gradient(#18291f33,#0000 50%,#0c201633);position:absolute;inset:0}.photo-label{color:#fff;letter-spacing:2px;font-size:10px;position:absolute;top:25px;left:26px}.hero-note{background:#fffffff0;border:1px solid #fff9;border-radius:8px;align-items:center;gap:13px;padding:18px;display:flex;position:absolute;bottom:29px;left:23px;right:23px;box-shadow:0 6px 28px #1b332117}.note-icon{width:40px;height:40px;color:var(--green);background:#eaf0e3;border-radius:50%;flex-shrink:0;place-items:center;display:grid}.hero-note strong{font-size:14px;display:block}.hero-note div>span{color:#667569;font-size:10px;display:block}.hero-note>svg{flex-shrink:0;margin-left:auto}.image-credit{color:#fff;text-shadow:0 1px 4px #000;font-size:9px;position:absolute;bottom:6px;right:14px}.trust-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fafbf8}.trust-strip>.container{justify-content:space-between;align-items:center;gap:38px;min-height:83px;display:flex}.trust-title{color:#6d796e;white-space:nowrap;font-size:10px;line-height:1.6}.trust-title strong{color:#35473d;font-size:12px}.trust-strip a{color:#5e6d62;align-items:center;gap:7px;font-size:14px;font-weight:650;display:flex}.trust-disclaimer{color:#6a756c;max-width:94px;font-size:9px}.section{padding-top:65px;padding-bottom:65px}.section-head{justify-content:space-between;align-items:end;gap:20px;margin-bottom:27px;display:flex}.eyebrow{letter-spacing:1.6px;color:var(--green);margin-bottom:10px;font-size:10px;font-weight:750;display:block}.section-head h2{font-size:28px}.text-link{white-space:nowrap;color:var(--green);align-items:center;gap:11px;font-size:12px;font-weight:650;display:inline-flex}.text-link:hover{text-decoration:underline}.category-grid{grid-template-columns:repeat(5,1fr);gap:14px;display:grid}.category-card{border:1px solid var(--line);background:#fff;border-radius:8px;padding:23px 19px 17px}.category-card:hover{background:#f6f8f2;border-color:#9cae9c}.category-icon{width:47px;height:47px;color:var(--green);background:#eff3e9;border-radius:10px;place-items:center;margin-bottom:19px;display:grid}.category-card h3{margin-bottom:9px;font-size:17px}.category-card p{min-height:42px;font-size:11px;line-height:1.9}.category-bottom{color:#647366;justify-content:space-between;align-items:center;margin-top:23px;font-size:10px;display:flex}.soft-section{background:var(--soft)}.article-grid{grid-template-columns:repeat(3,1fr);gap:23px;display:grid}.article-card{border:1px solid var(--line);background:#fff;border-radius:9px;flex-direction:column;display:flex;overflow:hidden}.article-card:hover{border-color:#809c88}.card-art{color:#395d43;background:#e4ebe0;justify-content:center;align-items:center;height:165px;display:flex;position:relative;overflow:hidden}.card-art>svg{z-index:1;stroke-width:1px}.art-1{color:#6d6b42;background:#eae9df}.art-2{color:#406b5a;background:#e5eae6}.art-3{color:#416d6e;background:#dde6e3}.art-4{color:#756348;background:#e9e5dc}.art-grid{background-image:linear-gradient(#ffffff45 1px,#0000 1px),linear-gradient(90deg,#ffffff45 1px,#0000 1px);background-size:32px 32px;position:absolute;inset:0}.art-number{letter-spacing:2px;font-size:10px;position:absolute;top:13px;left:20px}.art-caption{letter-spacing:1.3px;font-size:9px;position:absolute;bottom:15px;left:20px}.art-corner{position:absolute;bottom:16px;right:20px}.card-body{flex-direction:column;flex:1;padding:23px;display:flex}.tag{letter-spacing:0;color:#416646;align-self:flex-start;margin-bottom:11px;font-size:10px;font-weight:650;display:inline-block}.card-body h3{margin-bottom:11px;font-size:19px}.card-body p{margin-bottom:20px;font-size:12px;line-height:1.9}.card-meta{color:#758071;border-top:1px solid #edf0e9;justify-content:space-between;gap:8px;margin-top:auto;padding-top:15px;font-size:9px;display:flex}.card-meta>span:last-child{align-items:center;gap:4px;display:flex}.tools-home{grid-template-columns:1fr 1.75fr;align-items:center;gap:65px;display:grid}.tools-intro h2{font-size:31px}.tools-intro p{margin:17px 0 22px;font-size:13px}.tools-caption{color:#788375;margin-top:30px;font-size:10px;display:block}.tool-list{gap:12px;display:grid}.tool-row{border:1px solid var(--line);border-radius:8px;align-items:center;gap:20px;padding:22px 25px;display:flex}.tool-row:hover{background:var(--soft);border-color:#b2c0ad}.tool-row>svg:last-child{color:var(--green);flex-shrink:0;margin-left:auto}.tool-icon{width:56px;height:56px;color:var(--green);background:#f0f3eb;border-radius:12px;flex-shrink:0;place-items:center;display:grid}.tiny-tag{color:#6c786a;font-size:9px}.tool-row h3{margin:2px 0 6px;font-size:18px}.tool-row p{font-size:12px}.featured{background:var(--green);color:#fff;border-radius:12px;grid-template-columns:1.2fr 1fr;gap:70px;max-width:1176px;padding:47px 56px;display:grid}.featured h2{margin:16px 0;font-size:31px}.featured p{color:#d5e3d5;margin-bottom:24px;font-size:13px}.pill{color:#daead4;border:1px solid #618276;border-radius:30px;padding:4px 12px;font-size:10px;display:inline-block}.fund-diagram{flex-direction:column;justify-content:center;align-items:center;padding:3px 22px;display:flex}.fund-diagram>div{background:#ffffff0d;border:1px solid #80a18d60;border-radius:5px;grid-template-columns:35px 1fr;gap:0 10px;width:100%;padding:12px 18px;display:grid}.fund-diagram div>span{color:#c2dda9;grid-row:span 2;align-self:center;font-family:Georgia,serif;font-size:21px}.fund-diagram strong{font-size:13px}.fund-diagram small{color:#d1dfd1;font-size:10px}.fund-diagram i{color:#93b492;font-style:normal;line-height:1.4}.latest-grid{grid-template-columns:repeat(4,1fr);gap:24px;display:grid}.latest-item{border-top:2px solid #d9e2d7;padding-top:20px}.latest-item h3{margin-bottom:13px;font-size:18px}.latest-item p{font-size:12px;line-height:1.9}.latest-date{color:#727f74;justify-content:space-between;margin-top:22px;font-size:10px;display:flex}.latest-item:hover h3{color:var(--green);text-decoration:underline}.editorial-section{background:#f1f4ec;border-top:1px solid #e8ede2}.editorial-inner{grid-template-columns:1fr 1.5fr;gap:60px;padding-top:46px;padding-bottom:48px;display:grid}.editorial-heading>svg{color:var(--green);margin-bottom:12px}.editorial-heading h2{margin-bottom:19px;font-size:24px}.editorial-values{grid-template-columns:1fr 1fr;align-items:center;gap:36px;display:grid}.editorial-values svg{color:#486c50;margin-bottom:15px}.editorial-values h3{margin-bottom:11px;font-size:16px}.editorial-values p{font-size:12px;line-height:1.9}footer{background:#fff;padding-top:47px}.footer-top{justify-content:space-between;gap:40px;padding-bottom:36px;display:flex}.footer-top .brand{font-size:23px}.footer-top p{margin-top:15px;font-size:11px;line-height:1.9}.footer-links{color:#59675e;grid-template-columns:repeat(4,auto);align-content:start;gap:12px 26px;font-size:11px;display:grid}.footer-bottom{border-top:1px solid var(--line);justify-content:space-between;gap:25px;padding:20px 0;font-size:10px;display:flex}.breadcrumb{color:#6e7c71;flex-wrap:wrap;gap:8px;padding:25px 0;font-size:11px;display:flex}.breadcrumb>span{align-items:center;gap:8px;display:flex}.page-head{max-width:790px;padding:25px 0 40px}.page-head h1{margin-bottom:17px;font-size:38px}.page-head>p{font-size:16px;line-height:1.9}.page-grid{padding-bottom:70px}.category-page-head{align-items:center;gap:25px;display:flex}.category-page-head .category-icon{flex-shrink:0;width:75px;height:75px;margin:0}.category-page-head h1{margin-bottom:8px}.article-layout{grid-template-columns:minmax(0,760px) 260px;gap:70px;padding-bottom:65px;display:grid}.article-heading{border-bottom:1px solid var(--line);margin-bottom:28px;padding:20px 0 26px}.article-heading h1{margin-bottom:20px;font-size:38px}.article-heading>p{font-size:17px;line-height:1.9}.byline{color:#788178;flex-wrap:wrap;gap:14px;margin-top:22px;font-size:11px;display:flex}.byline a{color:var(--green)}.article-body{font-size:16px;line-height:1.95}.article-body p{color:#4a5950;margin:15px 0 23px}.article-body h2{margin:38px 0 18px;font-size:25px}.article-body h3{margin:25px 0 13px;font-size:20px}.takeaways{background:#f1f5ed;border-radius:8px;margin-bottom:30px;padding:25px 28px}.small-label{color:var(--green);letter-spacing:.02em;font-size:11px;font-weight:700;display:block}.takeaways ul{color:#3f5846;margin:14px 0 0;padding-left:20px;font-size:14px}.table-wrap{border:1px solid var(--line);border-radius:7px;width:100%;margin:22px 0;overflow-x:auto}table{border-collapse:collapse;text-align:left;width:100%;min-width:390px;font-size:13px;line-height:1.8}th{color:#33563e;background:#edf2e9;font-weight:650}td,th{border-bottom:1px solid var(--line);padding:14px 17px}tr:last-child td{border-bottom:0}.callout{color:#5f604a;background:#f7f6ef;border-left:3px solid #baa566;margin:25px 0;padding:18px 23px;font-size:13px}.callout p{margin:8px 0;font-size:13px}.checklist{margin:18px 0;padding:0;list-style:none}.checklist li{align-items:start;gap:11px;margin:10px 0;font-size:14px;display:flex}.checklist svg{color:var(--green);flex-shrink:0;margin-top:5px}.article-aside{padding-top:25px}.toc{border-left:1px solid var(--line);padding-left:22px;position:sticky;top:25px}.toc strong{font-size:13px}.toc a{color:#6b776a;margin:16px 0;font-size:12px;line-height:1.7;display:block}.toc a:hover{color:var(--green)}.toc .button{color:#fff;margin:25px 0;font-size:11px;display:flex}.source-list{padding:0;list-style:none}.source-list li{margin:12px 0;font-size:12px}.source-list a{color:var(--green);text-underline-offset:4px;text-decoration:underline}.author-box{background:var(--soft);border:1px solid var(--line);border-radius:7px;margin-top:28px;padding:24px}.author-box p{margin:8px 0 0;font-size:12px}.share{gap:10px;margin:23px 0;display:flex}.share button{border:1px solid var(--line);background:#fff;border-radius:5px;align-items:center;gap:7px;padding:8px 13px;font-size:12px;display:flex}.narrow{max-width:850px;margin:0 auto;padding-bottom:65px}.policy-body p{margin-bottom:20px;font-size:15px;line-height:1.95}.policy-body h2{margin:32px 0 14px;font-size:22px}.policy-body ul{color:#56665a;padding-left:23px;font-size:14px}.policy-body a{color:var(--green);text-decoration:underline}.policy-nav{flex-wrap:wrap;gap:10px;margin-top:40px;display:flex}.policy-nav a{border:1px solid var(--line);border-radius:5px;padding:7px 13px;font-size:11px}.search-form{gap:10px;margin:0 0 28px;display:flex}.search-form input{background:#fff;border:1px solid #b2c1b0;border-radius:6px;flex:1;min-width:0;padding:14px 18px}.filters{flex-wrap:wrap;gap:8px;margin-bottom:25px;display:flex}.filter{border:1px solid var(--line);background:#fff;border-radius:30px;padding:7px 15px;font-size:12px}.filter.active{background:var(--green);color:#fff;border-color:var(--green)}.result-count{margin-bottom:25px;font-size:12px}.empty{background:var(--soft);border-radius:8px;margin-bottom:30px;padding:40px}.empty h2{margin-bottom:15px;font-size:23px}.popular-links{margin-top:20px}.popular-links a{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:16px;padding:15px 0;font-size:14px;display:flex}.tools-page-grid{grid-template-columns:1fr;gap:15px;max-width:850px;padding-bottom:60px;display:grid}.calculator-layout{grid-template-columns:1fr 1.2fr;gap:32px;margin-bottom:35px;display:grid}.form-panel,.result-panel{border:1px solid var(--line);border-radius:9px;padding:30px}.form-panel{background:#fff}.form-panel h2,.result-panel h2{margin-bottom:20px;font-size:21px}.field{margin:18px 0;font-size:12px;font-weight:600;display:block}.field input,.field select{width:100%;color:var(--ink);background:#fff;border:1px solid #bdcbbc;border-radius:6px;margin-top:7px;padding:11px 12px;font-size:16px;font-weight:400;display:block}.field small{color:#6a786d;margin-top:4px;font-size:10px;font-weight:400;display:block}.result-panel{background:#f1f5ed;align-self:start}.result-label{color:#5e745f;font-size:12px}.result-value{color:var(--green);letter-spacing:-1px;overflow-wrap:anywhere;margin:7px 0 22px;font-size:34px;font-weight:750;line-height:1.5}.result-facts{border-top:1px solid #d3dfcf;grid-template-columns:1fr 1fr;gap:20px;padding-top:20px;display:grid}.result-facts span{color:#687b66;font-size:11px;display:block}.result-facts strong{margin-top:5px;font-size:18px;display:block}.assumption{margin-top:23px;font-size:11px;line-height:1.8}.mini-chart{background:#d1ddc8;border-radius:10px;height:12px;margin-top:20px;display:flex;overflow:hidden}.mini-chart>span:first-child{background:var(--green)}.mini-chart>span:last-child{background:#8fad73}.error-text{color:#a72e26;font-size:13px}.tool-detail{padding-bottom:65px}.tool-detail>h2{margin-top:35px;margin-bottom:14px;font-size:23px}.download{margin-top:17px}.check-options{gap:14px;margin:20px 0;display:grid}.check-option{border-bottom:1px solid var(--line);align-items:start;gap:13px;padding-bottom:12px;font-size:14px;display:flex}.check-option input{width:18px;height:18px;accent-color:var(--green);flex-shrink:0;margin-top:6px}.progress{background:#d6e3d0;border-radius:8px;height:8px;margin:20px 0;overflow:hidden}.progress>span{background:var(--green);height:100%;display:block}.sitemap-grid{grid-template-columns:repeat(3,1fr);gap:30px;padding-bottom:65px;display:grid}.sitemap-grid h2{margin-bottom:12px;font-size:19px}.sitemap-grid a{color:#526c55;margin:10px 0;font-size:13px;display:block}.ad-slot{border:1px solid var(--line);min-height:120px;margin:30px 0}.ad-slot>span{text-align:center;color:#7c8179;font-size:10px;display:block}.error-page{text-align:center;padding:90px 24px}.error-page h1{margin:15px 0;font-size:38px}.error-page p{margin-bottom:25px}.error-code{color:var(--green);letter-spacing:3px;font-size:13px}.skip{z-index:99;background:#fff;padding:10px;position:fixed;top:-100px;left:10px}.skip:focus{top:10px}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media (min-width:1400px){.hero{padding-top:65px;padding-bottom:65px}.hero-visual{height:435px}}@media (max-width:1100px){.desktop-nav{gap:17px;font-size:12px}.brand-en{display:none}.hero h1{font-size:41px}.hero{gap:25px}.hero-visual{height:390px}.hero-buttons .button{padding:11px 14px;font-size:12px}.trust-strip>.container{gap:22px}.trust-strip a{font-size:12px}.category-card{padding:20px 14px}.featured{margin:0 32px}.article-layout{grid-template-columns:minmax(0,1fr) 210px;gap:30px}.footer-links{gap:12px 20px}.tools-home{gap:35px}.hero-assurance{gap:10px;font-size:9px}}@media (max-width:760px){.container{padding-left:22px;padding-right:22px}.topbar{padding:6px 10px;font-size:9px}.topbar span{display:none}.header-inner{gap:10px;height:70px}.brand{font-size:24px}.desktop-nav,.about-link{display:none}.header-actions{gap:11px}.mobile-menu{display:block;position:relative}.mobile-menu summary{cursor:pointer;padding:8px;list-style:none}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu nav{border:1px solid var(--line);z-index:30;background:#fff;border-radius:8px;width:230px;padding:15px;position:absolute;top:45px;right:0;box-shadow:0 8px 30px #213b201a}.mobile-menu nav a{padding:10px 13px;font-size:14px;display:block}.hero{grid-template-columns:1fr;gap:30px;padding-top:36px;padding-bottom:35px}.hero-label{margin-bottom:19px;font-size:10px}.hero h1{letter-spacing:-2.4px;font-size:39px}.hero-copy>p{margin-top:20px;font-size:13px}.hero-buttons{margin-top:23px}.hero-assurance{gap:17px;margin-top:20px;font-size:9px}.hero-visual{height:320px}.hero-note{padding:15px;left:20px;right:20px}.trust-strip>.container{grid-template-columns:1fr 1fr;gap:18px 15px;padding-top:20px;padding-bottom:20px;display:grid}.trust-title{grid-row:span 2}.trust-strip a{font-size:10px}.trust-disclaimer{text-align:right;grid-column:1/-1;max-width:none;font-size:8px}.section{padding-top:43px;padding-bottom:43px}.section-head{align-items:start;gap:13px}.section-head h2{font-size:23px}.section-head .text-link{margin-top:24px;font-size:10px}.eyebrow{letter-spacing:1.2px;font-size:9px}.category-grid{grid-template-columns:repeat(2,1fr);gap:12px}.category-card{padding:19px}.category-card:last-child{grid-column:1/-1;grid-template-columns:47px 1fr;align-items:center;gap:0 16px;display:grid}.category-card:last-child .category-icon{grid-row:span 3;margin:0}.category-card:last-child h3{margin:0}.category-card:last-child p{min-height:0}.category-card:last-child .category-bottom{margin-top:7px}.category-card h3{font-size:17px}.category-card p{font-size:11px}.article-grid{grid-template-columns:1fr;gap:19px}.card-art{height:175px}.card-body{padding:23px}.card-body h3{font-size:20px}.card-body p{font-size:13px}.card-meta{font-size:10px}.tools-home{grid-template-columns:1fr;gap:25px}.tools-intro h2{font-size:28px}.tools-intro p br{display:none}.tools-caption{margin-top:17px}.tool-row{gap:13px;padding:19px 17px}.tool-icon{width:45px;height:45px}.tool-row h3{font-size:16px}.tool-row p{font-size:10px}.tool-row>svg:last-child{width:18px}.featured{grid-template-columns:1fr;gap:25px;margin:0 22px;padding:32px 26px}.featured h2{font-size:27px}.featured p{font-size:12px}.fund-diagram{padding:0}.latest-grid{grid-template-columns:1fr 1fr;gap:28px 22px}.latest-item h3{font-size:17px}.latest-item p{font-size:11px}.editorial-inner{grid-template-columns:1fr;gap:30px;padding-top:35px;padding-bottom:35px}.editorial-heading h2{font-size:25px}.editorial-values{gap:20px}.editorial-values h3{font-size:14px}.editorial-values p{font-size:11px}.editorial-values p br{display:none}.footer-top{flex-direction:column;gap:28px}.footer-links{grid-template-columns:repeat(3,1fr);gap:15px}.footer-bottom{flex-direction:column;gap:8px;font-size:9px}.page-head h1{font-size:31px}.page-head>p{font-size:14px}.category-page-head{gap:18px}.category-page-head .category-icon{width:58px;height:58px}.category-page-head h1{font-size:30px}.article-layout{display:block}.article-aside{display:none}.article-heading h1{font-size:31px}.article-heading>p,.article-body{font-size:15px}.article-body h2{font-size:23px}.takeaways{padding:22px}.table-wrap table{font-size:12px}.calculator-layout{grid-template-columns:1fr;gap:20px}.form-panel,.result-panel{padding:24px}.result-value{font-size:30px}.sitemap-grid{grid-template-columns:1fr 1fr;gap:24px}.search-form .button{padding:12px 17px}.empty{padding:25px}.desktop-break{display:none}}@media (max-width:359px){.container{padding-left:16px;padding-right:16px}.hero h1{font-size:34px}.hero-buttons{gap:8px}.hero-buttons .button{gap:6px;padding:10px 11px;font-size:10px}.hero-assurance{gap:7px;font-size:8px}.hero-note{gap:8px;padding:12px;left:12px;right:12px}.hero-note strong{font-size:12px}.hero-note div>span{font-size:9px}.section-head h2{font-size:21px}.section-head{flex-wrap:wrap}.section-head .text-link{margin-top:0}.category-card{padding:16px 13px}.featured{margin:0 16px}.latest-grid{gap:22px 16px}.footer-links{grid-template-columns:repeat(2,1fr)}.tool-row{gap:10px;padding:16px 12px}.tool-row h3{font-size:14px}.tool-row p{font-size:10px}.result-facts{gap:15px}.result-facts strong{font-size:16px}.article-heading h1{font-size:28px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}.featured{gap:45px;width:min(1176px,100% - 64px);margin-left:auto;margin-right:auto;padding:42px 45px}.card-photo{background:#e5eadd;height:205px;position:relative;overflow:hidden}.card-photo img{object-fit:cover;transition:transform .35s}.article-card:hover .card-photo img{transform:scale(1.025)}.photo-category{color:#284f37;background:#fffffff0;border-radius:4px;padding:5px 12px;font-size:10px;font-weight:650;position:absolute;top:17px;left:17px}.photo-ai{color:#fff;text-shadow:0 1px 4px #000;background:#173f3155;border-radius:3px;padding:1px 5px;font-size:8px;position:absolute;bottom:8px;right:11px}.article-photo{margin:0 0 30px}.article-photo img{aspect-ratio:2;object-fit:cover;border-radius:8px;width:100%;height:auto;display:block}.article-photo figcaption{color:#5e705f;flex-wrap:wrap;justify-content:space-between;gap:5px;margin-top:10px;font-size:11px;display:flex}.article-photo figcaption span{color:#737e71;font-size:9px}.category-banner{background:#e5eadd;border-radius:10px;height:315px;margin:0 0 35px;position:relative;overflow:hidden}.category-banner img{object-fit:cover;object-position:center 45%}.category-banner:after{content:"";background:linear-gradient(90deg,#0b281acf,#0000 90%);position:absolute;inset:0}.category-banner figcaption{z-index:1;color:#fff;position:absolute;bottom:30px;left:35px;right:30px}.category-banner strong{letter-spacing:-1px;margin-bottom:9px;font-size:27px;display:block}.category-banner figcaption>span{color:#edf4e8;font-size:13px;display:block}.category-banner small{color:#d5e2d2;margin-top:17px;font-size:9px;display:block}.tools-photo{border-radius:8px;max-width:340px;margin-top:24px;position:relative;overflow:hidden}.tools-photo img{object-fit:cover;width:100%;height:150px}.tools-photo>span{color:#fff;text-shadow:0 1px 4px #000;font-size:8px;position:absolute;bottom:6px;right:10px}.featured-photo{background:#456557;border-radius:8px;min-height:310px;position:relative;overflow:hidden}.featured-photo>img{object-fit:cover;object-position:45% center}.featured-photo-caption{color:#214f39;background:#f6f9f0ef;border:1px solid #fff6;border-radius:5px;justify-content:space-around;gap:8px;padding:12px 9px;font-size:10px;font-weight:650;display:flex;position:absolute;bottom:25px;left:13px;right:13px}@media (max-width:760px){.featured{gap:25px;width:calc(100% - 44px);padding:31px 26px}.featured-photo{min-height:265px}.card-photo{height:205px}.category-banner{height:255px}.category-banner figcaption{bottom:23px;left:23px;right:23px}.category-banner strong{font-size:23px}.category-banner figcaption>span{font-size:11px}.article-photo img{aspect-ratio:1.6}.tools-photo{max-width:none}.tools-photo img{height:170px}.article-photo figcaption{font-size:10px}}@media (max-width:359px){.featured{width:calc(100% - 32px)}.featured-photo{min-height:235px}.featured-photo-caption{gap:5px;padding:10px 5px;font-size:8px}}.trust-title,.card-meta,.tools-caption,.latest-date,.byline{color:#5c6b5f}.photo-ai,.tools-photo>span,.image-credit{background:#123e34d9;border-radius:3px;padding:2px 6px}@media print{header,footer,.topbar,.article-aside,.share,.ad-slot,.hero-buttons{display:none!important}.container{max-width:none;padding:0}.article-layout{display:block}.article-body{font-size:12px}.article-heading h1{font-size:25px}a{text-decoration:underline}.table-wrap{overflow:visible}body{color:#000}.form-panel,.result-panel{break-inside:avoid}}.load-more{justify-content:center;padding-bottom:70px;display:flex}.pagination{flex-wrap:wrap;justify-content:center;align-items:center;gap:7px;padding-bottom:70px;font-size:12px;display:flex}.pagination a,.pagination span{border:1px solid var(--line);background:#fff;border-radius:6px;place-items:center;min-width:38px;min-height:38px;padding:0 11px;font-weight:650;display:grid}.pagination a:hover{background:var(--soft);border-color:#b2c0ad}.pagination span[aria-current]{background:var(--green);border-color:var(--green);color:#fff}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-outline-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}